Calculators
Gold Value & Loan Eligibility Calculator
Enter weight and purity to see your gold’s value at today’s rate and the maximum loan under RBI LTV caps.
Updated 16 October 2026 · 8 lenders trackedFree calculator
Instant results
Reducing-balance maths, Indian formatsAbout this calculator
The calculator uses today’s 24K price and scales it for purity (22K = 22/24), then applies the 85%/80%/75% LTV slabs.
Gold Value & Loan Eligibility Calculator
Today’s eligibility per 10 g
Based on the 22K rate of ₹13,515/g (24K ₹14,744/g) on 16 October 2026. Lenders use the lower of the 30-day average and previous day’s price.
| Gold pledged | Value | Maximum loan (RBI LTV cap) |
|---|---|---|
| 10 g (22K) | ₹1,35,150 | ₹1,14,878 |
| 20 g (22K) | ₹2,70,300 | ₹2,29,755 |
| 50 g (22K) | ₹6,75,750 | ₹5,06,813 |
| 100 g (22K) | ₹13,51,500 | ₹10,13,625 |
Frequently asked questions
Why is the lender’s valuation lower?
They deduct stones and impurities and use the lower of the 30-day average and previous-day price.
For information and comparison only. Loan terms, rates and rules change — confirm with the lender and read the Key Facts Statement before borrowing.