About this calculator
Per-gram rates advertised by lenders are simply the 22K price × LTV. Choose the LTV the lender offers to see your loan and cost.
Gold Loan Per Gram Calculator
Per-gram loan at RBI caps
Based on the 22K rate of ₹13,515/g (24K ₹14,744/g) on 16 October 2026. Lenders use the lower of the 30-day average and previous day’s price.
| Gold pledged | Value | Maximum loan (RBI LTV cap) |
|---|---|---|
| 10 g (22K) | ₹1,35,150 | ₹1,14,878 |
| 20 g (22K) | ₹2,70,300 | ₹2,29,755 |
| 50 g (22K) | ₹6,75,750 | ₹5,06,813 |
| 100 g (22K) | ₹13,51,500 | ₹10,13,625 |
Frequently asked questions
Why do lenders quote different per-gram rates?
They apply different LTVs and price benchmarks, and some quote for 18K–22K separately.
For information and comparison only. Loan terms, rates and rules change — confirm with the lender and read the Key Facts Statement before borrowing.