Silver Calculators
Silver Loan Eligibility Calculator
Loan amount on silver jewellery or coins under RBI LTV slabs and quantity caps.
Rates as on 16 October 2026 · Updated 16 October 2026
Today’s silver (Delhi)
₹2,30,000/kg
₹230 per gram, excl. GSTSilver Loan Eligibility Calculator
Enter weight and purity to see value, applicable LTV slab, quantity caps and eligible loan.
How it works
Value = net weight (capped at 10 kg for jewellery, 500 g for coins) × fine rate × purity. RBI LTV slabs from 1 April 2026: 85% up to ₹2.5 lakh, 80% for ₹2.5–5 lakh, 75% above ₹5 lakh. Lenders value silver at the lower of the 30-day average or previous-day closing price.
Today’s rates used
| City | 1 g | 10 g | 1 kg |
|---|---|---|---|
| Mumbai | ₹230 | ₹2,300 | ₹2,30,000 |
| Delhi | ₹230 | ₹2,300 | ₹2,30,000 |
| Bangalore | ₹230 | ₹2,300 | ₹2,30,000 |
| Chennai | ₹230 | ₹2,300 | ₹2,30,000 |
| Hyderabad | ₹230 | ₹2,300 | ₹2,30,000 |
| Kolkata | ₹230 | ₹2,300 | ₹2,30,000 |
| Pune | ₹230 | ₹2,300 | ₹2,30,000 |
| Ahmedabad | ₹230 | ₹2,300 | ₹2,30,000 |
Silver rates are indicative market references (16 October 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell silver.