Gold Calculators
Gold Loan Eligibility Calculator
How much loan your jewellery can get under RBI LTV slabs.
Rates as on 16 October 2026 · Updated 16 October 2026
Today’s 22K / 24K (Delhi)
₹13,563 / ₹14,797
per gram, excl. GSTGold Loan Eligibility Calculator
Enter net weight and purity to see value, applicable LTV slab and eligible loan amount, plus monthly interest.
How it works
Value = net weight × karat rate of the selected city. RBI LTV slabs (effective 1 April 2026): up to 85% for loans up to ₹2.5 lakh, 80% for ₹2.5–5 lakh and 75% above ₹5 lakh. Lenders use their own reference rate, typically based on the 22K price. Compare gold loans →
Today’s rates used
| City | 24K / g | 22K / g | 18K / g |
|---|---|---|---|
| Mumbai | ₹14,744 | ₹13,515 | ₹11,057 |
| Delhi | ₹14,797 | ₹13,563 | ₹11,096 |
| Bangalore | ₹14,807 | ₹13,573 | ₹11,104 |
| Chennai | ₹14,697 | ₹13,472 | ₹11,022 |
| Hyderabad | ₹14,697 | ₹13,472 | ₹11,022 |
| Kolkata | ₹14,849 | ₹13,611 | ₹11,136 |
| Pune | ₹14,744 | ₹13,515 | ₹11,057 |
| Ahmedabad | ₹14,801 | ₹13,567 | ₹11,100 |
Gold rates are indicative market references (16 October 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell gold.