Gold Calculators
Gold Investment Return Calculator
Estimate future value of a lump sum or monthly gold SIP.
Rates as on 16 October 2026 · Updated 16 October 2026
Today’s 22K / 24K (Delhi)
₹13,563 / ₹14,797
per gram, excl. GSTGold Investment Return Calculator
Project the value of a gold lump sum or SIP (ETF / fund) at an assumed annual gold price growth, with post-tax estimate.
How it works
Future value = lump sum × (1 + g)years + monthly SIP compounded at the equivalent monthly rate. Tax shown at 12.5% LTCG; ETFs need 12 months and physical/digital gold and gold funds 24 months to qualify as long-term. Gold returns are not guaranteed.
Today’s rates used
| City | 24K / g | 22K / g | 18K / g |
|---|---|---|---|
| Mumbai | ₹14,744 | ₹13,515 | ₹11,057 |
| Delhi | ₹14,797 | ₹13,563 | ₹11,096 |
| Bangalore | ₹14,807 | ₹13,573 | ₹11,104 |
| Chennai | ₹14,697 | ₹13,472 | ₹11,022 |
| Hyderabad | ₹14,697 | ₹13,472 | ₹11,022 |
| Kolkata | ₹14,849 | ₹13,611 | ₹11,136 |
| Pune | ₹14,744 | ₹13,515 | ₹11,057 |
| Ahmedabad | ₹14,801 | ₹13,567 | ₹11,100 |
Gold rates are indicative market references (16 October 2026) and change during the day. Rules on tax, hallmarking and investment products can change — verify with official sources. FinancePortal does not sell gold.